Senior Credit Analyst

Our organisation At DLL, we are many things. We are team members, family members and community members. We are members of society, members of different cultures and nationalities. Members of change. Each of us has different beliefs, different passions, different points of view, talents and interests. We have different backgrounds, cultures, nationalities and histories. But despite all our differences, we share one thing in common: each of us is a member of DLL. Our company was founded in the Netherlands. But today we are truly a multinational company. Our unique culture is rooted in greater collaboration, less hierarchy and honest candor that allows us to integrate, ideate and innovate across border lines. Many companies say they are European, American, Asian or Australian, at DLL we are all those places and more. We are an intercultural collaboration - an interconnected network - that comes together every day with one goal in mind: Partnership for a better world! Your function In the position of Senior Credit Analyst , you will assess and manage credit risk through in-depth financial and strategic analysis, supporting sound and sustainable credit decisions. You will be responsible for evaluating the dealership's data, carrying out comprehensive risk assessments - including financial, legal and market perspectives - and preparing detailed credit applications. Within the authority delegated to you, you will make credit decisions and advise, prepare and participate in the local risk committee, where appropriate, for applications and contracts. You will also be responsible for monitoring the credit quality of the assigned portfolio, ensuring timely identification of risk trends and opportunities for corrective action. An important part of your role will be to promote a strong risk culture by aligning stakeholders with credit policies, providing guidance and training and ensuring compliance with global and local risk management frameworks. Analyze financial, asset, market, legal and contractual risks, including the preparation of MRA analysis and the use of the Central Rating Engine to calculate the risk rating; Preparing credit request reports as a sound basis for own decision-making or for decision-making by senior risk officers and the risk committee (depending on the level of authority); Deciding on credit requests within a given level of authority in order to support the business unit in meeting its expected loss targets; Monitoring the credit/risk profile of the assigned portfolio to maintain control and access the opportunity for corrective action; Provide information, support, training and align all parties on credit and risk management policies, processes and issues in order to cultivate a sound (credit) risk organization and (credit) risk awareness culture; Ensure compliance with global and local credit and risk management policies; Must have the ability to communicate, both orally and in writing, with other team members and with customers. Your profile Completed bachelor's degree in Business Administration, Accounting or related areas; Postgraduate degree or MBA desirable. Advanced knowledge of financial indicators; Skills in analyzing and mitigating credit risks; Proficiency in using credit models and scoring systems; Experience in using Excel; PowerBI desirable; Strong communication and negotiation skills; Problem-solving skills; Commitment, dedication and proactivity; Analytical skills. We offer Two working days a year volunteering for a local charity. Health and wellness program, including healthy food, free health checks, fun health and vitality activities. Flexible hours with the possibility of working from home Career development opportunities: online learning, member development progra Additional information DLL's wellbeing ambition is to educate, equip and empower members to build connections, manage their mental, emotional, physical and financial wellbeing and maintain a balance between work and the other priorities that make up their lives. Our four categories of well-being are as follows: Connection - Create meaningful connections with other DLL members Health - Manage mental, emotional and physical health Finance - Provide learning opportunities to help members achieve personal financial health Lifestyle - Maintaining a balance between work and life priorities What's important to our members is important to DLL! Interested? Applications by e-mail will not be considered. Please apply online via our career site; Referral program applies. DLL appreciates the time you spend applying for our vacancies. We clarify that only those who qualify for an interview will be contacted. Hiring is subject to successful completion of a background check. DLL is an equal opportunity employer. We are committed to inclusive and barrier-free recruitment and selection processes and work environments. If you are contacted for an opportunity with us, please inform the Human Resources Department if you require accommodation, in accordance with our values and all applicable legislation.For further information, and to apply, please visit our website via the “Apply” button below. J-18808-Ljbffr

Location: Porto Alegre, Rio Grande do Sul, BR

Posted Date: 7/4/2025